Free, Secure, Simple Core Banking
An affordable Core Banking System based on Apache Fineract, made for SMBs and enterprises.
Features
Open-Source Core Banking System
We are using Apache Fineract behind the curtains. It's an open-source core-banking system that is free from all the high license fees.
Flexible configuration
Customized workflows, complex products, special accounting rules, custom reports, it only takes configuration.
Rapid adoption
With Fineract's REST API driven approach along with its event framework, it's a joy to integrate with.
Security in mind
On top of the open-source project, we add extra layers of security to protect your data.
Loan Portfolios
Solve many lending use-case. The ability to micro-configure everything makes it possible to map your existing or new products easily.
Diverse products
From microloans to mortgages, Buy-Now Pay-Later, we can handle a wide range of lending products with customizable parameters.
Flexible Repayment Structures
Define custom repayment schedules, grace periods, interest rate calculations, and penalties to match customer needs and regulatory requirements.
Streamlined loan processing
Streamlined approvals, disbursements, and collections with automated workflows, reducing manual effort and processing time.
Deposit Products
For everyday banking needs and interest-bearing savings accounts, our system provides seamless management, flexibility, and full control over transactions and rates.
Various Account Types
Support savings, current, fixed deposits, and recurring accounts with customizable interest rates and withdrawal rules.
Configurable Interest & Fees
Define interest rates, minimum balances, and custom fee structures to match your business model.
Real-Time Reporting
Access up-to-date account balances, transaction histories and reports with ease.
Accounting System
A reliable accounting system that ensures transparency and compliance while offering flexibility, security, and seamless financial management.
Flexible Accounting Methods
Whether you need upfront, periodic, or cash-based accounting, we supports multiple approaches to fit your financial strategy.
Accounting reports
Generate daily, weekly, monthly, or annual reports — either using predefined templates or customizing them to match your business needs.
Chart of Accounts
Design your account structure exactly as required, with no restrictions on how you organize financial data.
Native Multitenancy with our Hub
Whether you're running multiple branches, partner networks, we support multi-tenant setups to serve different entities efficiently.
Centralized Tenant Management with the Hub
Our Hub simplifies multitenant operations, providing a single interface to create, configure, and monitor multiple Fineract tenants.
Isolated Data & Configurations
Each tenant operates independently with its own customers, accounts, and configurations, ensuring security and operational flexibility.
Customizable Access & Permissions
Assign different roles and access levels per tenant, ensuring proper governance and control across your organization.
Pricing
Simple, transparent pricing. No surprises.
FEATURES
- Complete Apache Fineract functionality
- Shared tenant
- Secured environment
- 100 clients
- 500 accounts combined
- Automatic system upgrades
- Standard support
FEATURES
Everything in Free, plus...
- Up to 500 clients
- 2500 accounts combined
- Branded login screen
- Custom domain
- Daily backups
FEATURES
Everything in Starter, plus...
- Dedicated deployment
- Hub for managing tenants
- 50 tenants included
- Up to 10.000 clients per tenant
- 50.000 accounts combined per tenant
- Priority support
- Advanced analytics
FEATURES
Everything in Professional, plus...
- Unlimited clients
- Unlimited accounts
- SSO Integration
- KYC Integration
- Payment Integration
- 99.99% SLA
- Dedicated support
- Custom solutions
- Training
10M+
Loans processed securely every day, providing value to many customers.
10x
Faster time-to-market for new financial products.
$200M+
Cost reduction compared to traditional Core-Banking Systems.
Join the Next Generation of Digital Banking
Power your financial services with Finecko—secure, scalable, and truly free. Get started today and build the banking experience you envision!